Do you need money from time to time but don't want to pay interest on the total amount you can borrow or carry a high variable rate credit card? Open an M&S Bank Home Equity Credit Line and you pay interest only on the amount you need now. Home Equity Credit Lines are secured by a mortgage on your home. Certain closing costs will apply. Consult with your tax advisor to determine if interest paid on your Home Equity Credit Lines maybe deductible for federal income tax purposes.

Contact one of our friendly Branch Sales Managers or Personal Bankers for more information and an application.