Loan Applications

Consumer Loan

M&S Bank is proud to offer a wide range of
consumer loan products for a variety of purposes. Whether you are ready for a new car, the pleasure a new boat can bring, taking that dream vacation you've always wanted or consolidating your existing debt into a more manageable monthly payment - M&S Bank can help make your dreams and plans a reality.

Download your application today and either mail it to the address below or drop it off at your local M&S Bank branch. We will contact you upon receipt of your application. For regulatory and security reasons, we will mail you any request for additional information.

Download an Application

Mail your completed application to:
M&S Bank
Attn: Consumer Loan Department
PO Box 5278
Gainesville, FL 32627 

Home Equity Loans

Need money for home repairs, a vacation, or even to help pay for your child's college eduation? Use the equity in your home and apply for our home equity loan or line of credit.

We offer the best mortgage tools available on the Internet - easy, convenient, on-line shopping for the best loan programs and most current rates available, together with the assistance of an experienced, "live" loan officer to guide you through the often difficult and confusing 
process of choosing and getting the exact loan to meet your specific needs.

Start your Application

Home Purchase, Construction or
Refinance Loans

Conventional, Construction-to-permanent, FHA, and VA loans for the purchase or refinance of your home!

Start your Application