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The M&S Bank ATM Network and ATM Cards Available Now!!!
The M&S ATM card allows our customers the use of any ATM which displays the Presto, Plus, Jeannie and Star logos. M&S Bank has an ATM at each of our twelve branches. Use of a M&S ATM is free. Our ATM cards can also be used to complete POS transactions, including cash back at any Publix store. There is no monthly or annual fee for our ATM cards. Fees do apply when using a "foreign" ATM (one owned by another bank). M&S Bank will assess a charge of $1.50 for each foreign ATM transaction. Acquiring banks (the bank that owns the foreign ATM) generally charge usage fees ranging between $1.25 and $2.00.

M&S Bank also offers Visa Checkcards. You are able to use the Visa Check Card for Point-of-Sale purchases anywhere Visa is accepted, simply choose the 'credit' option and the funds will be deducted directly from your checking account. The Check Card is also your ATM card and can be used as described above. However, you will need to use a PIN (Personal Identification Number) to complete ATM withdrawals, transfers and inquiries. There will be no charge for transactions at ATMs owned by M&S Bank. Again, foreign ATM transaction charges will apply. Please visit or call any of our locations to apply for a Visa Check Card

If you need to report your ATM card or Visa checkcard as lost or stolen, please call your local
branch office during office hours. After regular office hours, please click here: instructions for after-hours telephone numbers to call.

For additional information, refer to our Regulation E Electronic Funds Transfer disclosure available at any
M&S Bank branch or by mail from our Online Teller.
Email comments and suggestions to the Online Teller at: teller@msbank.com
Member FDIC ● Equal Housing Lender
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